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MIIA is a Membership Service of the Massachusetts

Property and Casualty

Beyond Simple Insurance

We manage more municipal insurance claims than any other provider in Massachusetts. Why us? Because we don’t just sell insurance. Our job is to help you establish a long-term strategic risk management program – whatever that involves. We work with you and your community – hands-on – to realistically assess your risk. Then we help you craft a solution that meets your unique needs – with the perfect combination of protection and pricing.

A Complete Portfolio of Coverages

Once your program is in place, we regularly monitor claims to make sure you have adequate protection. So when things change, we're able to respond quickly by expanding coverage or adding enhancements as needed.

  • General Liability
  • Auto Liability and Physical Damage
  • Property – Blanket Coverage plus 100% Replacement Cost
  • Inland Marine (Heavy Equipment)
  • Equipment Breakdown
  • Employee Dishonesty / Crime Coverages

  • Flood and Earthquake
  • Law Enforcement Legal Liability
  • Public Officials Liability
  • School Board Legal Liability
  • Employment Practices Liability
  • Umbrella / Excess Liability

This training (Hoisting Training) helps our public employees learn best practices for operating this equipment. We appreciate that MIIA provides us with these training opportunities at no cost as a benefit of contracting with them for our municipal insurance needs.

Jodi Ross, Westford Town Manager Wicked Local Westford