TERMS AND CONDITIONS FOR CORPORATE WEB SITE

The following terms and conditions govern your use of the MIIA web site, which is owned and operated by the Massachusetts Interlocal Insurance Association. By accessing, browsing and/or using this site you represent and warrant that: i) you are at least 18 years of age; ii) you have read, understood and agree to be bound by these terms and conditions and to comply with all applicable laws and regulations; and iii) you have read and understood the terms and conditions of MIIA’s Privacy Policy. If you do not agree to these terms and conditions, do not use this site.

All content of this web site is protected by U.S. and foreign copyright laws. You may not copy, modify, upload, download, post, transmit, republish or distribute any of the content, including without limitation the code, contained in this web site without our prior written permission except for your own personal, non-commercial purposes. Subject to the terms and conditions set forth herein, and your compliance therewith, we grant to you a limited and revocable non-exclusive, non-transferable, license to access and display this site, all software, text, graphics, logos, images, design elements, and all other information and materials contained in this site (collectively, the "Proprietary Elements"). Except as provided in the preceding sentence, nothing contained in this web site shall be construed as granting a license or other rights under any patent, trademark, copyright or other intellectual property of MIIA or any third party. Unauthorized use of any MIIA trademark, service mark or logo may be a violation of federal and state trademark laws. Further, you may not use any metatags or any other "hidden text" utilizing our name or any Proprietary Element without our prior written consent.

Disclaimers

THIS SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" BASIS AND "AS AVAILABLE" BASIS, AND ARE INTENDED FOR EDUCATIONAL, INFORMATIONAL, AND RESEARCH PURPOSES ONLY. WE DO NOT WARRANT THAT THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED; NOR DO WE MAKE ANY REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, CURRENCY, QUALITY, PERFORMANCE OR SUITABILITY OF THIS SITE, ANY CONTENT, OR ANY PRODUCTS OR SERVICES DESCRIBED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE AND YOUR RELIANCE UPON ANY CONTENT IS AT YOUR SOLE RISK AND DISCRETION.

WE ARE NOT RESPONSIBLE FOR PRINTING OR TYPOGRAPHICAL ERRORS. AVAILABILITY OF THE PRODUCTS AND SERVICES DESCRIBED ON THIS SITE ARE SUBJECT TO CHANGE WITHOUT NOTICE.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Limitations of Liability

IN THE EVENT OF ANY PROBLEM WITH THIS SITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS SITE.

UNDER NO CIRCUMSTANCES SHALL WE OR ANY OF OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR REPRESENTATIVES, OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, TRANSMITTING OR DISTRIBUTING THIS SITE OR ANY CONTENT APPEARING ON THIS SITE, OR ANY PART THEREOF, BE LIABLE FOR ANY PUNITIVE, EXEMPLARY, CONSEQUENTIAL, INCIDENTAL, INDIRECT OR SPECIAL DAMAGES ARISING FROM OR IN CONNECTION WITH THIS SITE, ANY CONTENT, OR ANY PRODUCTS OR SERVICES DESCRIBED ON THIS SITE, WHETHER UNDER A THEORY OF BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE, SUCH PERSONS OR SUCH PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WE DO NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS WEB SITE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS. ALTHOUGH THE CONTENT OF THIS WEB SITE IS UPDATED PERIODICALLY, WE DO NOT HAVE A DUTY TO UPDATE INFORMATION CONTAINED IN THIS WEB SITE, AND WE WILL NOT BE LIABLE FOR ANY FAILURE TO UPDATE SUCH INFORMATION.

Links

We make no claim or representation regarding the quality, content, nature or reliability of sites accessible by hyperlink from (or referenced within) this site or sites linking to this site, and we accept no responsibility in connection therewith. Any linked sites are not under our control, and we are not responsible for the content of any linked site or any link contained in a linked site, or for any review, changes or updates to any such sites. Any linked sites are provided to you only as a convenience. The inclusion of any link does not imply affiliation, endorsement or adoption by us of the linked site or any information contained therein. When leaving this site, for example to go to a linked site, you should be aware that our terms and policies no longer govern, and, therefore, you should review the applicable terms, conditions and policies, including privacy and data-gathering practices, of each linked site.

Confidentiality on the Internet

Use of the Internet is solely at your own risk and discretion and is subject to all applicable local, state, national and international laws and regulations. We shall not be responsible for the security of any information transmitted over the Internet. You assume all risks in transmitting material to or from this site and must make your own determination as to these matters.

User Feedback and Improper Transmissions

Except for personal information, if you transmit to or otherwise provide to MIIA any feedback (such as questions, comments, suggestions, or the like) or data or materials ("User Feedback"), such User Feedback shall be deemed to be non-confidential and non-proprietary. MIIA shall have no obligation of any kind with respect to such User Feedback and shall be free to reproduce, use, disclose, modify, display and distribute the User Feedback to others without limitation. By transmitting such User Feedback to MIIA, you are deemed to grant us a perpetual, worldwide, royalty-free, irrevocable, non-exclusive license (with rights to sublicense) to use any ideas, concepts, know-how or techniques contained in such User Feedback for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such User Feedback.

You are prohibited from posting or transmitting to the site any unsolicited chain letters or "spam", or any threatening, harassing, libelous, false, defamatory, offensive, obscene, or pornographic material, or other material that would violate any applicable law or regulation, including but not limited to any federal or state laws or regulations governing equal employment opportunities. However, if such communications do occur, we will have no liability related to the content of any such communications.

You may not post or transmit to the site any advertising, surveys, promotional materials, contests, or any other commercial or non-commercial solicitations. You are also prohibited from impersonating any individual.

We may, but are not obligated to, review or monitor areas on the site where users may transmit or post communications, including discussion groups, bulletin boards, chat rooms, and user forums. We are not responsible for the accuracy of any posted information, including but not limited to information, data, opinions, advice, or statements transmitted or posted in discussion groups, bulletin boards, chat rooms, and user forums.

Governing Law

The laws of the Commonwealth of Massachusetts govern these terms and conditions in all respects, without giving effect to its conflicts of laws principles. You agree to the sole and exclusive jurisdiction and venue of the federal or state courts of the Commonwealth of Massachusetts in the event of any dispute of any kind arising from or relating to this site, or your use or review of it.

Severability

If any provision of these terms and conditions is held invalid or unenforceable by any court of competent jurisdiction, the other provisions of these terms and conditions shall remain in full force and effect. Any provision of these terms and conditions held invalid or unenforceable only in part or degree will remain in full force and effect to the extent not held invalid or unenforceable. The parties further agree to replace such invalid or unenforceable provision of these terms and conditions with a valid and enforceable provision that will achieve, to the extent possible, the economic, business and other purposes of such invalid or unenforceable provision.

Violations and Additional Policies

We reserve the right to seek all remedies available at law and in equity for violations of the terms and conditions set forth in this web site, including the right to block access from a particular Internet address to the web site.

Indemnification

You agree to indemnify, hold harmless, and defend MIIA and its officers, directors, employees, agents, affiliates, subsidiaries (collectively "Indemnified Parties") from and against any and all liability, loss, claim, damages, expense, or cost (including but not limited to attorneys' fees), incurred by or made against the Indemnified Parties in connection with any claim arising from or related to your use of this web site, the placement, posting or transmission of any messages, information, software, content or other materials on or through this web site by you or any breach or violation of these terms and conditions by you. You agree to fully cooperate as reasonably required by an Indemnified Party(ies). Each Indemnified Party may, at its own expense, assume the exclusive defense and control of any matter for which it is indemnified hereunder. You shall not settle any matter without the consent of the applicable Indemnified Party.

Registered Agent

We have registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (the "Act") and avail ourselves of the protections under the Act. We reserve the right to remove any content on this site which allegedly infringes another person's copyright. Notices to us regarding any alleged copyright infringement on this site should be directed to the following individual and address:

Operations Manager
MIIA
One Winthrop Square
Boston, Massachusetts 02110

For all other requests, you may contact us by email at:

M I I A i n f o @ e m i i a . o r g

Last Updated: Friday, March 3, 2006