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MIIA is a Membership Service of the Massachusetts


Published on March 29, 2021 in Property & Liability, Risk Management

Weather, COVID, Riots, Cyberattacks All Leading to Insurance Rate Increases

Snow and arctic temperatures in Texas. Wildfires in California. Floods and wind storms in the Midwest. Tornadoes in Massachusetts. As weather and climate change-related disasters continue to grow, so does the cost of property insurance. Read More

Published on May 29, 2018 in Property & Liability

Dover Amendment Can Present Challenges for Cities, Towns

Education, child care, religious worship and farming are among the land uses exempted from local zoning regulations under what’s known as the Dover Amendment. How far those exemptions extend, however, is a matter of debate. Read More

Published on May 8, 2017 in Property & Liability, Risk Management

Mitigating Workers’ Comp Costs: Return-to-Work for the Public Sector

Learn how "return-to-work" programs can help manage and reduce workers' comp costs. Read More

Published on February 16, 2017 in Property & Liability, Risk Management

Thermal Imaging Technology & Municipal Facilities

Battling the elements, water leaks (and mold!), preventing heat loss, finding fire, and improving energy efficiency. These are just some of the reasons why thermal imaging is an important tool for municipalities. At MIIA, the cost for damage from a burst pipe averages over $80,000 with the capacity to exceed $500,000 – reason enough to look into thermal imaging as a preventative measure. Read More

Published on September 15, 2015 in Property & Liability

Risk planning for nonstandard municipal activities

With more outside-the-box activities – innovative town events, alternative energy systems, creative learning methods in schools, and other programs – careful consideration must be given to potential liability issues as well as long-term costs. Read More

Published on October 2, 2014 in Property & Liability

Return-to-work programs reduce injury costs

Job-related injuries are costly to employers both in terms of workers’ compensation and lost productivity. In response, some communities are implementing “return-to-work” programs to help them manage and reduce these costs. Read More