Snow and arctic temperatures in Texas. Wildfires in California. Floods and wind storms in the Midwest. Tornadoes in Massachusetts. As weather and climate change-related disasters continue to grow, so does the cost of property insurance.
Education, child care, religious worship and farming are among the land uses exempted from local zoning regulations under what’s known as the Dover Amendment. How far those exemptions extend, however, is a matter of debate.
Learn how "return-to-work" programs can help manage and reduce workers' comp costs.
Battling the elements, water leaks (and mold!), preventing heat loss, finding fire, and improving energy efficiency. These are just some of the reasons why thermal imaging is an important tool for municipalities. At MIIA, the cost for damage from a burst pipe averages over $80,000 with the capacity to exceed $500,000 – reason enough to look into thermal imaging as a preventative measure.
With more outside-the-box activities – innovative town events, alternative energy systems, creative learning methods in schools, and other programs – careful consideration must be given to potential liability issues as well as long-term costs.
Job-related injuries are costly to employers both in terms of workers’ compensation and lost productivity. In response, some communities are implementing “return-to-work” programs to help them manage and reduce these costs.