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Safer Members, Lower Costs

Out team of experienced specialists stands ready to work with you to assess your risk, and design a customized solution – with the perfect combination of protection and pricing.

A Complete Portfolio of Property and Liability Coverage

We don’t wait to respond to issues. We work with you year-round to help protect your community by expanding coverage or adding enhancements in response to changes in your municipality.

  • General Liability
  • Auto Liability
  • Auto Physical Damage
  • Equipment Breakdown
  • Inland Marine (Contractor’s Equipment & Fire Trucks)
  • Flood & Earthquake
  • Crime Coverages

  • Public Officials Liability
  • Law Enforcement Liability
  • Employment Practices Liability
  • School Board Legal Liability
  • Property — Blanket Coverage Plus 100% Replacement Cost
  • Workers Compensation
  • Umbrella / Excess Liability 

MIIA’s Smart Choice strategy focuses on using our proprietary analytic tools, extensive member data and municipal insurance knowledge to create data-driven, customized risk management plans. This drives ongoing improvement in safety, reduction of losses, and constant education of members. With an unbeatable combination of advanced programs and affordable pricing, we continue to help communities make informed choices for improving safety, protecting property, mitigating liability exposures and managing their bottom lines. Strategy that works for all.

This training (Hoisting Training) helps our public employees learn best practices for operating this equipment. We appreciate that MIIA provides us with these training opportunities at no cost as a benefit of contracting with them for our municipal insurance needs.

Jodi Ross, Westford Town Manager Wicked Local Westford