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MIIA is a Membership Service of the Massachusetts


We’re a different kind of insurance provider. MIIA is a non-profit organization created to serve our membership – over 400 cities, towns and other public entities in Massachusetts. Our job is to help members – like you – realize the greatest possible value for their insurance dollar.


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Well Aware Risk Management Resources

Featured Programs

Break the Sugar Cycle


10-day self-directed activity program to help you reduce your sugar intake, improve your health, lose weight and earn cool prizes. Starts March 19 and ends March 28, 2018.



HEALTH 2018! is designed to encourage and reward active lifestyles. Employees that document regular physical activity will be awarded Well Aware incentive prizes

Mental Health Online Screening Tools


Brief screenings are the quickest way to determine if you or someone you care about should connect with a mental health professional - they are a checkup from your neck up.

Mid-Life Health: Why Am I So Tired and Why Can’t I Lose Weight?


A 5-week program to help mid-life women deal with weight control and stress. Learn how to beat the mid-life bulge, reduce stress and increase over all well-being.

Planning for Retirement


Getting yourself financially healthy to retire!

Upcoming Training

Mar 21 2018

Competent Person Training

8:00 am - 3:00 pm, Reading, MA


Registrations: 28/30
The Training is Cancelled
Mar 21 2018

OSHA 10 (1-day snow date)

8:00 am - 3:00 pm, Turners Falls, MA


Registrations: 17/17
The Training is Full
Mar 22 2018

Legal Update- Law Enforcement Liability- In Service Training- John Scheft

8:00 am - 3:00 pm, Northampton, MA


Registrations: 33/45
Mar 23 2018

The Real Law Enforcement Liability Tool Kit

8:30 am - 2:30 pm, Worcester, MA


Registrations: 98/100
Mar 27 2018

OSHA 10 Training- Two Days (March 27th & 28th)

8:00 am - 3:00 pm, West Boylston, MA


Registrations: 30/30
The Training is Full

Health and Dental Insurance

With our partner, Blue Cross Blue Shield of Massachusetts, we provide a wide range of health and dental plans. Our municipal expertise and plan design flexibility help contain costs, while ensuring your employees and retirees receive top-notch coverage. Learn More


We are very proud of our efforts to cut costs for the City of Newburyport, while not impacting our employees’ health care options. Blue Cross Blue Shield of Massachusetts and MIIA are the perfect partners because not only does our city save money, but we are in the process of building a comprehensive worksite wellness program.

Donna Holaday Newburyport Mayor Wicked Local Newburyport

Property and Liability Insurance

MIIA is dedicated to providing customized, hands-on service. We help members identify exposure to risk and develop strategies to reduce risk and lower costs. Learn More


We seek out and take advantage of many opportunities to reduce budgetary costs through programs like this Loss Control Grant program. I am proud to be part of the MIIA program because they understand it’s about safety and service.

Tim McInerney Grafton Town Administrator Grafton News

News and Updates