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MIIA is a Membership Service of the Massachusetts


We’re a different kind of insurance provider. MIIA is a non-profit organization created to serve our membership – over 400 cities, towns and other public entities in Massachusetts. Our job is to help members – like you – realize the greatest possible value for their insurance dollar.


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covid-19 COVID-19 Update: Many of our members are experiencing similar concerns during this unprecedented time. Information and legislation is constantly being adopted at a rapid pace. MIIA is here to support you.

The MIIA Health Benefits Trust is committed to covering all out-of-pocket costs for our covered employees and retirees for any medical care associated with Covid-19.


News and Resources for Local Government Leaders, EAP Resources, and Property Protection Advisory Checklist
Learn More

Cyber Liability Protection

Our CyberNET® Coverage is tailored to meet the needs of all municipalities.
Check out Cyber Training Report a Cyber Breach


We are here to help you with OSHA
OSHA Resources
Well Aware Risk Management Resources

Featured Programs

Have You Filled Someone's Bucket Today?


Self-directed, 10-day program starting on February 8. Let’s help make the world a better place through our words and actions. Earn cool prizes as well.

Mental Health Online Screening Tools


Brief screenings are the quickest way to determine if you or someone you care about should connect with a mental health professional - they are a checkup from your neck up.

Mental Health Resources for Employees and Their Family Members


COVID-19 is increasing the need for mental health support.

Pause on Purpose


A 10-day, self-directed program running from March 8 to 17, 2021. Open to all employees. Turn off the “noise” and take a pause. Pausing allows you to bring your whole self into your work and life.

Planning for Retirement


Getting yourself financially healthy to retire!

The MIIA Marathon


Take the MIIA Marathon challenge and walk or run 26.2 (or more) miles in 10 days, starting on April 19, 2021.

The Well Aware Self-Directed Activity Challenges


Now there are TWO ways to earn gift cards while staying fit and well!

Upcoming Training

Apr 20 2021

“Special Topics in Supervisory Skills” Program for DPW Foremen/Supervisors- Session One- (N)

1:00 pm - 2:30 pm, *, MA


Registrations: 20/20
The Training is Full
Apr 20 2021

OSHA Certification Program #7205 Health Hazard Awareness (zoom)

7:30 pm - 4:00 pm, Online


The Training is Closed
Apr 21 2021
Apr 22 2021

HAZCOM : Working With Chemicals (N)

1:00 pm - 3:00 pm, Online

Apr 22 2021
Apr 22 2021

HAZCOM : Working With Chemicals (N)

7:30 am - 9:30 am, Online

Apr 27 2021

“Special Topics in Supervisory Skills” Program for DPW Foremen/Supervisors (Series) Session Two- (M)

1:00 pm - 2:30 pm, *, MA


Registrations: 0
The Training is Closed

Health and Dental Insurance

With our partner, Blue Cross Blue Shield of Massachusetts, we provide a wide range of health and dental plans. Our municipal expertise and plan design flexibility help contain costs, while ensuring your employees and retirees receive top-notch coverage. Learn More


We are very proud of our efforts to cut costs for the City of Newburyport, while not impacting our employees’ health care options. Blue Cross Blue Shield of Massachusetts and MIIA are the perfect partners because not only does our city save money, but we are in the process of building a comprehensive worksite wellness program.

Donna Holaday Newburyport Mayor Wicked Local Newburyport

Property and Liability Insurance

MIIA is dedicated to providing customized, hands-on service. We help members identify exposure to risk and develop strategies to reduce risk and lower costs. Learn More


We seek out and take advantage of many opportunities to reduce budgetary costs through programs like this Loss Control Grant program. I am proud to be part of the MIIA program because they understand it’s about safety and service.

Tim McInerney Grafton Town Administrator Grafton News

News and Updates