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MIIA is a Membership Service of the Massachusetts


We’re a different kind of insurance provider. MIIA is a non-profit organization created to serve our membership – over 400 cities, towns and other public entities in Massachusetts. Our job is to help members – like you – realize the greatest possible value for their insurance dollar.


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Access loss runs, file claims and more.
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covid-19 COVID-19 Update: Many of our members are experiencing similar concerns during this unprecedented time. Information and legislation is constantly being adopted at a rapid pace. MIIA is here to support you.

The MIIA Health Benefits Trust is committed to covering all out-of-pocket costs for our covered employees and retirees for any medical care associated with Covid-19.


News and Resources for Local Government Leaders, EAP Resources, and Property Protection Advisory Checklist
Learn More

Cyber Liability Protection

Our CyberNET® Coverage is tailored to meet the needs of all municipalities.
Check out Cyber Training Report a Cyber Breach


We are here to help you with OSHA
OSHA Resources
Well Aware Risk Management Resources

Featured Programs

Couch to 5K


A 6-week, self-directed program running from July 13 to August 23, 2020. Open to all employees. The Couch to 5K program challenges you to train for and complete a virtual 5K - that’s 3.1 miles!

Mental Health Online Screening Tools


Brief screenings are the quickest way to determine if you or someone you care about should connect with a mental health professional - they are a checkup from your neck up.

Passport to Health


A 3-week self-directed activity incentive program that is open to all employees. Experience what it’s like to live the lifestyle characteristics of some of the healthiest regions of the world. The program starts on May 4 and ends May 24, 2020.

Pause on Purpose


A 10-day, self-directed program running from June 8 to June 17, 2020. Open to all employees. Turn off the “noise” and take a pause. Pausing allows you to bring your whole self into your work and life.

Planning for Retirement


Getting yourself financially healthy to retire!

The Biggest Winner


Lose weight and improve fitness with our personalized, interactive program. You can also earn cool prizes by completing weekly challenges.

The Wellbeing Smorgasbord Challenge


Complete at least 7 of 12 monthly self-directed activities by August 31, 2020, and earn a $75 Amazon gift card!

Upcoming Training

Jul 9 2020
Jul 14 2020
Jul 21 2020

Mental Health Awareness

2:00 pm - 3:00 pm, Online


Jul 21 2020

How to Conduct an Internal Discrimination Investigation

10:00 am - 12:00 pm, Online


Jul 28 2020

Workplace Discrimination and Harassment Awareness

2:00 pm - 3:00 pm, Online


Aug 6 2020

Psychological First Aid

2:00 pm - 3:00 pm, Online


Aug 13 2020

Got Grit: Enhancing Your Personal Resilience

2:00 pm - 3:00 pm, Online


Health and Dental Insurance

With our partner, Blue Cross Blue Shield of Massachusetts, we provide a wide range of health and dental plans. Our municipal expertise and plan design flexibility help contain costs, while ensuring your employees and retirees receive top-notch coverage. Learn More


We are very proud of our efforts to cut costs for the City of Newburyport, while not impacting our employees’ health care options. Blue Cross Blue Shield of Massachusetts and MIIA are the perfect partners because not only does our city save money, but we are in the process of building a comprehensive worksite wellness program.

Donna Holaday Newburyport Mayor Wicked Local Newburyport

Property and Liability Insurance

MIIA is dedicated to providing customized, hands-on service. We help members identify exposure to risk and develop strategies to reduce risk and lower costs. Learn More


We seek out and take advantage of many opportunities to reduce budgetary costs through programs like this Loss Control Grant program. I am proud to be part of the MIIA program because they understand it’s about safety and service.

Tim McInerney Grafton Town Administrator Grafton News

News and Updates