MIIA Rewards was developed to help reduce municipal and pool loss experience, educate members on issues of topical interest, and establish prevention and maintenance best practices.
The concept is simple: develop innovative programs in these areas and make it financially worthwhile for our members to implement them. It’s a program that educates members on topical issues while establishing best practices for prevention and maintenance. By participating in the program, you can earn premium credits towards your next policy year. On average, MIIA rewards over $2 million in annual premium credits to the MIIA membership, totaling $42.6 million to date. After all, the simpler and more rewarding we make our incentive programs, the more tools and know-how you’ll have to mitigate risk before it becomes a real problem.
The FY23 Rewards Program is now available. Each year the Rewards guidelines and criteria are developed based on the pool loss experience and member feedback. As a result of the increase in the frequency and severity of property loss in the MIIA pool in FY21 and FY22, Rewards will continue to focus on property loss prevention while also addressing other municipal loss areas.
Welcome to the FY23 MIIA Rewards program. The following links outline the guidelines and criteria by line of coverage for this year's program.
MIIA Rewards Webinar- This was offered on October 24, 2022 and provides an overview of the entire MIIA Rewards program including how to access available resources.
Below is a list of member activities with accompanying resources (where available) which members can use to obtain MIIA Rewards Credits
Additional Resources
Summary
Implement a new /revised/recently reviewed comprehensive Vehicle Use Policy
Vehicle Use policy
Implement a new/revised / recently reviewed comprehensive Back up Policy
Sample backup policy
Additional Resources
Summary
Develop a Cyber Incident Response Plan
Incident Response Plan Workshop Materials (MassCyberCenter)
Fully implement MFA/2FA and Endpoint Detection Response Plan across all departments by January 1, 2023
MFA/2FA MIIA Advisory
Sewer Program Preventative Maintenance Program
Sewer Maintenance Program
Camera Video Log
Camera - Video Log
Additional Resources
Summary
Implement a Mechanical Failure Prevention Program
Mechanical Failure Loss Prevention
Implement a Roof Inspection Program
Implement a Roof Inspection Program (requires photos)
Implement a Pipe Freeze-up Prevention Program
Pipe Freeze- up Prevention Checklist
Implement a sprinkler system maintenance and freeze-up program
Sprinkler System Pipe Freeze-up
Implement a School Facilities Protection Program (Before and During Winter Closures)
Winter School Facilities Protection ChecklistSchool Winter Facilities Protection Program
Implement a Unit Ventilator Maintenance Program
Unit Ventilator Maintenance Program
Unit Ventilator Maintenance Checklist
Implement a Thermography Fall Self Inspection program
Thermography Inspection Program
LAW ENFORCEMENT Liability
Implement a new/revised/reviewed policy on topics below
Anti Discrimination
Anti Discriminatory Policy
Implement a new/revised/reviewed policy on topics below
Anti Discrimination
Anti Discriminatory Policy
Code of Conduct
Employee Code of Conduct Policy
Code of Conduct Policy for Town Elected & Appointed Officials
Implement a new/revised/reviewed policy on topics below
Anti Discrimination
Anti Discriminatory Policy
Code of Conduct
Employee Code of Conduct Policy
Code of Conduct Policy for Town Elected & Appointed Officials
Submit a Job Hazard Analysis
JSA Form (job safety analysis)
OSHA JHA Template
OSHA JHA Template
OSHA JHA Pamphlet
OSHA JHA Pamphlet
Sample JHA
Sample JHA
SafetyWorks! Instructions on completing a Job Hazard Analysis
SafetyWorks
Implement an OSHA Incident (Accident) Investigation program
OSHA Incident Action Investigation Guid
Our Risk Management Department tracks ALL MIIA related training and your attendance is automatically applied to the applicable coverage line. Rewards credits for training are applied as follows:
Less than 2 hrs = .25% 2 hrs - 5 hrs = .5% Over 5 hrs= 1%
