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MIIA Rewards Program

MIIA Rewards was developed to help reduce municipal and pool loss experience, educate members on issues of topical interest, and establish prevention and maintenance best practices.

The concept is simple: develop innovative programs in these areas and make it financially worthwhile for our members to implement them. It’s a program that educates members on topical issues while establishing best practices for prevention and maintenance. By participating in the program, you can earn premium credits towards your next policy year. On average, MIIA rewards over $2 million in annual premium credits to the MIIA membership, totaling $44.8 million to date. After all, the simpler and more rewarding we make our incentive programs, the more tools and know-how you’ll have to mitigate risk before it becomes a real problem.

FY24 Program Details:

The FY24 Rewards Program is now available. Each year the Rewards guidelines and criteria are developed based on pool loss experience and member feedback. As a result of the increase in frequency and severity of property loss in the MIIA pool in FY22 & FY23, Rewards will continue to focus on property loss prevention while also addressing other municipal loss areas, including cyber security. In response to member feedback, we are revising the Rewards process to focus on member discussions with Risk Managers, to gather Rewards information.

During the FY24 Rewards policy period (5-21-23 to 5-20-24), MIIA Risk Managers will meet with appropriate municipal officials during a safety committee meeting, scheduled onsite, or virtual meeting to discuss members’ policies and activities with regard to the MIIA Rewards Program. Based on the results of this discussion, Risk Managers will assign specific credit for each applicable section of the Rewards status sheet and the member record will be updated. In addition, MIIA will continue to record training credits throughout the year and members will continue to have the option to submit documents if they wish, to miiarewards@mma.org.

FY24 REWARDS CRITERIA:

Welcome to the FY24 MIIA Rewards program.  The following links outline the guidelines and criteria by line of coverage for this year's program.  

 

FY24 Rewards Member activities

Below is a link to a list of  MIIA Rewards member activities with accompanying resources. Additional resources may be added as they become available.
Please note these documents are proprietary. If you are not registered on emiia, simply click on JOIN at the top of the main page and fill out the requested information. An automatic system email acknowledgement will be sent and you will receive access within a few minutes.

FY 24 Rewards Resources

Members are encouraged to consult with their MIIA Risk Managers for guidance. 

TRAINING

MIIA Training Eligibility 

Our Risk Management Department tracks ALL MIIA related training and your attendance is automatically applied to the applicable coverage line.  Rewards credits for training are applied as follows: Less than 2 hrs = .25%    2 hrs - 5 hrs = .5%  Over 5 hrs= 1%